Apprentices at these schools can offer services, fully supervised by experienced orthodontists, at a reduced cost. Keep in mind that you can also set aside pretax dollars to help pay for these treatments in a flexible spending account, health savings account, health reimbursement account, or medical savings account if you have one.Ĭheck to see if a university near you has a dental or orthodontic school.

Most Advanced For Healthy Gums During and After Braces Be sure to ask about the percentage of coverage and the lifetime maximum. If you qualify for Medicaid and braces are deemed medically necessary, Medicaid may cover them. ). Keep track of even small expenses, like co-pays and check-ups, because these can add up. However, the cost has to exceed a certain amount before you can begin deducting it (7.5 percent of line 37 on Form 1040, your adjusted gross income. If my insurance doesn't cover it, can I deduct the cost?Īs long as they're considered medically necessary (and braces, unlike whitening treatment and veneers, count), dental health care costs are tax deductible. This would be considered a pre-existing condition and becomes an out-of-pocket expense. Most orthodontic coverage will not cover braces if they have already been applied to the teeth prior to the effective date of the policy. It's also recommended that you keep the same insurance plan during your entire orthodontic treatment. The amount of coverage varies greatly, but a common figure is 50% coverage with a $1500 lifetime maximum per child. If your dental or health plan does not include orthodontic coverage, you can also buy supplemental orthodontic insurance.įor any plan, be sure to ask about the percentage they cover and the lifetime maximum. Most health plans don't pay for orthodontic treatment for people over 18 years old, but they do partially cover children under age 18. If you have health or dental insurance, check with your provider. Prices depend on where you live – orthodontists in more rural areas are often less expensive than ones in larger cities - and may be at the orthodontist's discretion.ĭoes health or dental insurance cover braces? Metal braces (traditional braces): $3,000 - 7,000.Types of braces, getting braces could cost anywhere between $3,000 - $10,000. Others tips for making braces more affordable: Dr Oliver will discuss the other considerations to help you decide which treatment path is best for your situation and the smile you want.The cost range for braces can vary greatly for each type: We know the price of your smile is an important factor, but it's not the only one. The exact cost of your treatment can only be determined after an initial consultation, because your treatment is customised to you. The price ranges below will give you a general idea of the costs of different types of treatment. What else? The whole package, all supplies (even breakages due to standard usage) and your visits to the clinic.Īnd if your dog eats your removable appliance? You'll only pay the replacement cost. Your fee includes all the appliances you use - yes, even retainers. Your quoted fees are transparent, there's no surprise extras. Our HICAPS facilities will process most health fund rebates electronically, which makes it fast and simple for you. Give that information to your private health fund, and they'll be able to tell you what rebate your level of cover offers.Īnd since Oliver Orthodontics is a registered specialist (not just a qualified dentist), your health fund may give you a higher rebate. Whatever your circumstances, we've got a payment option for you.įollowing your initial consultation we'll provide you with the details of your treatment. If you'd prefer a discount off the entire fee, then a total upfront payment might be more your style. That's much more affordable, right?Īnd naturally, we're flexible on how your payment plan is structured. Pay only a third of the total treatment fee upfront and the balance can be paid in instalments over the treatment period. We understand your smile is a serious investment, and we want to make your payment plan as comfortable as possible.

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